What Happens To Your
Mortgage If You Can't Work?
Union-level protection — available to every working family. No union card required.
Union Benefits.
No Union Card
Required.
Firefighters, police officers, and teachers have access to some of the most comprehensive benefits in the country — and they earned every bit of it.
But here’s what most people don’t know: you can get the exact same coverage. No union fees. No dues. No membership required.
That’s what we do. We bring union-level protection to every working family.
Coverage Built for Real Life
Six benefit programs designed to protect your family at every stage.
Mortgage Protection
If something happens to you, your family keeps the house. Mortgage protection ensures your home is never at risk.
Income Protection
Your paycheck is your family’s foundation. Income protection replaces lost wages so your household keeps moving forward.
Cancer Protection
A cancer diagnosis shouldn’t also be a financial crisis. Our coverage gives your family a buffer when it matters most.
Child Safe Kit
A comprehensive identification kit — fingerprints, photos, medical records — everything first responders need in an emergency.
Will Kit
Every family needs a will. Our kit makes it simple to document your wishes and protect your legacy.
AIL Plus Card
Exclusive member benefits and access — giving you and your family more value from your coverage every day.
Built for Working Families
Whether you carry a badge, a lesson plan, a rifle, or a mortgage — we have a plan for your family.
How It Works
Three steps and your family is protected.
Tell Us About Your Family
A quick conversation with a local agent. No pressure, no pitch. Just real answers.
We Build Your Plan
We match you with the right combination of benefits — mortgage protection, income coverage, and more.
Your Family Is Protected
Coverage begins and your family has the same protection union members rely on — without the fees.
You Served.
Now Let Us Protect You.
We’ve built a dedicated experience for military families and veterans — because your service deserves more than a generic insurance page.
Ready to Protect
Your Family?
Talk to a local agent today. No pressure. No obligation. Just real answers about what your family qualifies for.
Apply for Coverage 330-310-5522Call a local agent — no pressure